NRI with Indian Income? We Handle Both Sides.
NRI taxation in India is complex — from residential status determination and DTAA treaty benefits to FEMA-compliant repatriation and TDS on property sales. Our team specialises in cross-border tax advisory for NRIs in the USA, UK, UAE, Australia, and Canada.
Common NRI Tax Situations
Property Sale — TDS & Capital Gains
CommonBuyer must deduct TDS at 20% (LTCG) or 30% (STCG) on NRI property sales under Section 195. We help obtain a lower TDS certificate under Section 197 and file Form 15CA/15CB for repatriation.
DTAA Treaty Benefits
ComplexIndia has DTAAs with 90+ countries. We help NRIs claim treaty benefits — reduced TDS rates on dividends, interest, royalties, and capital gains. We prepare Tax Residency Certificate (TRC) applications.
FEMA & Repatriation Compliance
RegulatoryRepatriating funds from NRO account requires Form 15CA/15CB certification. LRS limits, gift taxation on NRI gifts, and NRE/NRO account rules — we ensure complete FEMA compliance.
What happens if you ignore it?
Double Taxation
Without proper DTAA claims and Form 67 filing, you end up paying full tax in India AND your country of residence — with no foreign tax credit.
Property Sale Blocked
Buyers refuse to proceed without proper TDS compliance. Without Form 15CA/15CB, your bank will not allow repatriation of sale proceeds.
FEMA Penalties
FEMA violations carry penalties up to 3x the amount involved. RBI can impose compounding penalties and restrict future forex transactions.
Black Money Act Scrutiny
Undeclared foreign assets can attract 30% tax + 90% penalty under the Black Money Act, plus prosecution with imprisonment up to 10 years.
How We Help NRIs
Residential Status Check
We determine your residential status under Section 6 of the IT Act — NRI, RNOR, or Resident — based on your day count and India visits over the last 7 years.
Income Assessment
We map all your Indian-source income — rental income, capital gains, interest, dividends, ESOPs — and determine applicable tax rates and DTAA benefits.
ITR Filing & DTAA Claims
We file the correct ITR form (ITR-2 or ITR-3), claim DTAA relief under Section 90/91, file Form 67 for foreign tax credit, and obtain lower TDS certificates.
Repatriation & FEMA
We prepare Form 15CA/15CB for fund repatriation, ensure NRO/NRE compliance, handle LRS documentation, and advise on gift/inheritance taxation.
From Our Case Files
An NRI in the USA sold a property in Ahmedabad for Rs 1.8 crore. The buyer deducted 20% TDS (Rs 16 lakh) but the actual LTCG after indexation was only Rs 22 lakh, resulting in massive excess TDS deduction.
We filed an ITR-2 claiming DTAA benefit under the India-US treaty, applied for refund of excess TDS, prepared Form 15CA/15CB for repatriation, and filed Form 67 for US foreign tax credit.
The NRI received a TDS refund of Rs 11.6 lakh within 4 months. The property sale proceeds were repatriated to their US bank account with full FEMA compliance and CA certification.
Related Resources
Living abroad? Your Indian taxes still need attention.
Message us on WhatsApp from any timezone. We work with NRIs across the US, UK, UAE, Australia, and Canada.